Tuesday, March 31, 2015

Learn About Bundling Your Insurance With A Blaine MN Insurance Broker

By Allan Bigarda


The peace of mind that comes with insurance is invaluable. In case something happens to you, your car, home or other insured items, you know that you are covered. It is an absolute necessity, but that doesn't mean that coverage needs to be complicated or even overly expensive. You can use a Blaine insurance broker to bundle up your payments and make the chore of paying all your policies each month a fun and fast experience.

The most important aspect of bundling for most people is the amount of money you can save each month. Most brokers encourage you to get most if not all of your plans from them, and are willing to sweeten the pot by giving you discounts. You may even be able to pay for all of them at once, which saves you time as well.

The process of bundling to save money could not be simpler. All you do is tell your agent you want multiple coverage types tied together into one tidy policy, and they will do the rest. You can easily get homeowners or renters coverage together with car, boat or other policies.

You may also be able to get a health policy from the same broker if your employer doesn't offer it, or if you are self-employed and buy your own plan. You may also want to add dental, since this is sometimes overlooked in health policies. You may even be able to bundle disability care, both short and long term, in case of longer illnesses.

Business owners have to contend with a whole different type of coverage options as well. If you have employees, they will need health plans and workman's comp, plus you may want to insure your workplace as well. Bundle them together to get discounts just like with your personal coverage.

No matter what stage of life you are in or what your personal needs are, consider tying together your coverage packages to save money. Not only will you get peace of mind that you are covered in case of a catastrophe, but you can put your savings in the bank for even more financial security.




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